Our Services

We serve individuals and businesses in all areas of investment planning, including:

  • Retirement Planning – Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you may need to retire comfortably. Help managing assets before and during retirement.
  • Tax Management* - Help making sure your portfolio is tax-efficient. Developing tax-efficient investment strategies. Referring you to qualified tax specialists.
  • Estate Planning* - Working with the estate-planning and trust specialists available through Wells Fargo Advisors and its affiliates to help review your wills, preserve your estate for your intended heirs, establish beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.**
  • Education Funding – Recommending investment and accumulation strategies to help you pay for your, or your children’s, education.
  • Risk Management – Reviewing your specific situation for potential insurance needs. **
  • Investments – Determining your asset-allocation needs. Helping you understand your risk tolerance. Recommending suitable investment vehicles to help you reach your goals.
  • Employee and Executive Benefits – Helping your business attract and retain qualified employees through benefit packages.
 
*The Cerato Group, LLC and Wells Fargo Advisors Financial Network do not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences
**Products/Services are offered through affiliates of Wells Fargo & Company. The Cerato Group is a New Hampshire LLC engaged in business administrative services.